first we have to decide to our goals for financial monthly income. to do this you have many ways like be blog writer, Animation maker , java programmer or c programmer and so on. And also you can do online work in your part time and make money in another stream of income . online jobs are many types like data entry ,email read and write ,power- points presentation , form fill up and so on.for become a c- programmer you have a necessary skills and knowledge about c-programming . but once you have learn this your montjly income go high at that level you will happy . All the ways are to earn money and reaching financial goals.

reaching financial goals

Use these 7 Basic Steps to help you get smart about your money.

1. What’s Behind Your Financial Decisions
Before you create a budget or make spending cuts, take the LifeValues quiz to determine what you value most.
2. Get Organized
Tips to manage your financial documents — and your time.
3. Know Where Your Money Goes
Keep track of your expenses and find your spending leaks.
4. Shop Smarter
Make smarter spending decisions to ’find’ money without actually making more.
5. Review and Reduce Your Debt
Identify your debt and use these tips to pay it off.
6. Build a Strong Credit Report
Maintain a strong credit report to accomplish your financial goals.
7. Save For Your Future
Pay yourself first to save money and start a strong retirement income planning program