financial planning ArabicIs the planning that is applied for a long term; to achieve financial profits based on obtaining returns greater than the value of assets, with an increase in the growth of its market share,  and defines as the activity that contributes to decisions related to the way people manage For their financial rights, includes ArabicFinancial planning is a set of aspects, the most important of which are the preparation of the financial budget, the planning of taxes, the provision of money, etc.  Another definition of is the development of a program that helps to manage capital and finance capital
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’Financial Planning’ is a road map that will guide you as a guide and follow him towards finding a treasure of financial regulation, known as d. Abdulkarim Bakkar planning as: ’cognitive effort of the human mind in the perception of the situation and the possibilities present; in order to put in clear programs in order to reach a specific goal and to meet the future conditions.’ The importance of planning is that it works to determine your goals and determine your actual needs. It motivates you to live according to the material resources available to you, and also helps to develop your thinking and direction for the better. This leads to the proper methods of saving, investment and consumption according to a specific methodology. Any emergencies or financial crises resulting from sudden circumstances.